 | | |  | | | | | Start
App | Personal
Info | Property
Info | Select
Loan | Income
Info | Asset
Info | Expenses
Info | Submit
App | | | |  |  | | | |
| It's time to select the loan that's best for you! |
|
|
Alliance Credit Union has prepared a summary of the mortgage choice you have made. You'll be provided a complete estimate after you select a home. Of course, you'll also be able to make changes to this request at that time, but you can print a copy now for your reference. Don't forget you'll have the opportunity to lock in your rate and discount points after you have found a home - the rates, discount points, and fees shown below are not yet guaranteed.
|
| General Information |
| Borrowers: |
Noelle
Robert |
| Estimated Purchase Price: |
$582,000.00 |
| Property Type: |
Existing single family home |
| Occupancy: |
Primary Residence |
 |
| Loan Information |
| Loan Type: |
30 Year Fixed Rate |
| Loan Amount: |
$232,000.00 |
| Interest Rate: |
5.000% |
| APR: |
5.216% |
|
| Estimated Payment |
| P&I Payment: |
$1,245.43 |
| Mortgage Insurance: |
$0.00 |
| Escrow Payment: |
$919.75 |
| Total Payment: |
$2,165.18 |
|
| Estimated Closing Fees |
| Alliance Credit Union Fees |
| Discount Points: |
$3,480.00 |
| Processing Fee: |
$1,500.00 |
| Third Party Fees |
| Title Insurance: |
$575.00 |
| Settlement or Closing Fee: |
$625.00 |
| Appraisal Fee: |
$450.00 |
| Taxes and other Unavoidable Fees |
| Recording Fee: |
$65.00 |
| Estimated Total Closing Costs: |
$6,695.00 |
|
| Estimated Required Advances |
| Interest Due at Closing: |
$921.64 |
| Hazard Insurance Premium: |
$2,037.00 |
| Hazard Insurance Escrow Deposit: |
$679.00 |
| Property Tax Escrow Deposit: |
$3,000.00 |
| Estimated Total Required Advances: |
$6,637.64 |
|
| Cash Required to Complete This Transaction |
| Purchase Price: |
$582,000.00 |
| Estimated Total Closing Fees: |
$6,695.00 |
| Estimated Total Required Advances: |
$6,637.64 |
| Estimated Loan Amount: |
-$232,000.00 |
| Estimated Cash Required at Closing |
$363,332.64 |
|
- The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice.
- The monthly payment amount shown includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow/impound account is established or required.
- Your APR will vary based on your final loan amount and finance charges.
|
|
|
|
