> From: Flora <http://profiles.yahoo.com/flora> > Date: Mon, 9 Jun 2014 05:27:40 -0400 > > Could you gift them during their college senior year and subsequent years until > their student loans are paid off? I don't understand why you'd want to take out a loan at a certain interest when you could get loans from us for 0%. Why do you think taking out loans would be better? > On Jun 8, 2014, at 10:27 PM, ", Flora" <http://www.state.vt.us/~Flora.> wrote: > > Loan or gift? The annual exclusion for gifts remains at $14,000 for 2014 > > according to the IRS.gov website. This would mean that you and Noelle could " > > gift" me up to $28,000. (As well, you could "gift" Tim up to $28,000.) I don't know why http://www.efile.com/tax/estate-gift-tax says $26,000.