I looked on your bank account and FinanceWorks. Apparently, you save an average of $1038.75 per month; i.e., you save $12465 per year. I noticed that the "total income" in FinanceWorks is wrong because it seems to be counting payments that I make to the mortgage as "income" for you. So, obviously, I subtracted that. Your biggest expenses are retirement, vacation, health & fitness, and miscellaneous spending.