Re: [** utf-8 charset **] Using your debit at ATM's Fwd: [New post] Scam of the day – November 1, 2015 – New ATM techn ology being developed

[http://dummy.us.eu.org/robert (Robert)]

 > From: Flora  <http://www.gmail.com/~flora>
 > Date: Sat, 31 Oct 2015 20:43:17 -0400
 >
 > Be on the lookout for skimmers and scammer installed cameras at ATM's. Shield 
 > keypad when entering PIN. Better yet, only use your credit card.

To me, iris scans and, actually, any biometric data seems like a very poor
alternative.  Unlike in Minority Report where you can change out your
eyeballs when someone steals your identity, changing out your eyeballs is
pretty impractical right now.

I'm not sure why the banks don't just use the smartcard chips, like the
credit card companies are doing.  Those are currently impossible to
duplicate.

 > Begin forwarded message:
 > > From: Scamicide <http://www.wordpress.com/~donotreply>
 > > Date: October 31, 2015, 8:25:05 PM EDT
 > > To: http://www.gmail.com/~flora
 > > Subject: [New post] Scam of the day â?? November 1, 2015 â?? New ATM 
 > > technology being developed
 > > 
 > > New post on Scamicide
 > >  											
 > > 
 > > Scam of the day â?? November 1, 2015 â?? New ATM technology being developed
 > > by Steven Weisman, Esq.
 > > Skimmers at ATMs have been a lucrative tool for scammers in recent years.   
 > > Skimmers are small electronic devices that are easily installed by an 
 > > identity thief on ATMs and other card reading devices, such as at gas pumps.  
 > > The skimmer steals all of the information from the credit card or debit card 
 > > which then permits the identity thief to access that information to access 
 > > the victim's bank account when the skimmer is used on a debit card attached 
 > > to a bank account.  Each skimmer can hold information on as many as 2,400 
 > > cards.  Citigroup just announced that it is working with ATM manufacturer 
 > > Diebold on a new ATM that would scan your iris to authorize the ATM to 
 > > provide a cash amount that you select through the bank's app on your 
 > > smartphone.  Thus you never have to swipe a card.  Other banks including J.P. 
 > > Morgan and Bank of America have also been testing cardless ATMs, as well.  
 > > Certainly we will not be seeing a wholesale changeover from the familiar card 
 > > swiping ATMs in the near future, but the use of biometrics, such as iris 
 > > scanners present a promising alternative to ATMs that are easily hackable.
 > > 
 > > TIPS
 > > 
 > > For now, however, you should always be on the look out for skimmers at any 
 > > ATM you use.  Look for signs of tampering on any machine through which you 
 > > swipe your credit card or debit card.  If the card inserting mechanism 
 > > appears loose or in any other way tampered, don't use it.   Debit cards, 
 > > which are used at ATMs when compromised through a skimmer put the customers 
 > > at risk of having the bank accounts tied to their cards entirely emptied if 
 > > the theft is not reported  promptly.   Skimmers at ATMs are often coupled 
 > > with a thin, clear electronic device that goes on top of the keyboard to 
 > > capture the victim's PIN to enable the identity thief to access the account 
 > > of the victim whose account number was captured through the skimmer.  Other 
 > > times there will be cameras installed by the scammers to record the person 
 > > putting their PIN into the key pad.  Therefore it is a good idea to shield 
 > > the keypad with your hand while you put in your PIN.