Re: making the move to Keypoint

[robert <http://dummy.us.eu.org/robert>]

 > From: Noelle <noelle>
 > Date: Thu, 13 Sep 2018 11:39:28 -0700 (PDT)
 >
 > do we want to go to your credit union Saturday?

Sure.  I'll reschedule the speaker repair.

 > On Fri, 20 Jul 2018, robert wrote:
 >  >  > From: Noelle <noelle>
 >  >  > Date: Fri, 20 Jul 2018 07:55:41 -0700 (PDT)
 >  >  > Subject: Re: adding trust to existing credit union accounts (fwd)
 >  >  >
 >  >  >  > From: John Fraker <http://www.ainerfraker.com/~john>
 >  >  >  > Date: Fri, 20 Jul 2018 00:03:21 +0000
 >  >  >  > 
 >  >  >  > Hi Noelle,
 >  >  >  > 
 >  >  >  > It won't necessarily go through a full Probate - there is a small 
 >  >  >  > estate 
 >  >  >  > affidavit procedure for total assets outside the trust of $150k, but 
 >  >  >  > it 
 >  >  >  > requires your beneficiaries to wait 40 days after your death to access 
 >  >  >  > it.  
 >  >  >  > I also like to reserve that for larger assets that may have been 
 >  >  >  > overlooked.
 >  >  >  > 
 >  >  >  > http://www.courts.ca.gov/10440.htm
 >  > 
 >  > Ah, yet more paperwork.
 >  > 
 >  > Do you think we should do this for both your checking and savings
 >  > accounts?  Or, just your checking account, assuming that you'll move only
 >  > your savings account?
 >  > 
 >  >  >  > Also, your Trust won't have access to it during your life/incapacity 
 >  >  >  > situation.
 >  >  >  > 
 >  >  >  > It's simplest just to move it all to your husbands credit union (or 
 >  >  >  > similar
 >  >  >  > institution).
 >  > 
 >  > I'm wondering if it would make sense to open both a checking and savings
 >  > account at Keypoint.  Then, you could slowly transition to the checking
 >  > account at Keypoint over the next few years.
 >  > 
 >  > Thoughts?