loan repayment checks

[Robert <http://dummy.us.eu.org/robert>]

Since we got our federal refund, we want to apply it towards your loan.
The refund was $577.

So, it's your choice.  Currently, your last payment will be 12/1/2034.
Either I can move that date up to 1/1/2033, or you can suspend payments
for the next 23 months (resuming on 5/1/2022), or some combination.

What would you prefer?

Thanks.