Health Savings Accounts

[http://dummy.us.eu.org/robert (Robert)]

According to
https://www.investopedia.com/articles/personal-finance/090814/pros-and-cons-health-savings-account-hsa.asp , 
you'll get taxed if you withdraw the moneys before 65.  Which sorta
defeats it use as bridge coverage, assuming that you don't enroll in
social security until you're 67.  (I.e., that only gives you 2 years of
coverage.)

Seems like HSAs are not really worth the trouble; you may as well just
stick the money in your bank account or some equally fungible asset.