After reading https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=VEH&division=7.&title=&part=&chapter=1.&article=2. I realize I don't understand the story about the car accident that Anji's husband, Mike, told us about the uninsured motorist that hit Anji's car. The cop on the scene should have cited the uninsured driver.