RE: State Farm Insurance - Earthquake Retrofit Form

[http://dummy.us.eu.org/robert (Robert )]

Would a phone call work?  I'm generally available afternoons and late
mornings on weekdays, and Sunday mornings and Saturday afternoons.

 > From: Conor Ridley <http://www.statefarm.com/~conor.ridley.vadk7h>
 > Date: Fri, 22 Nov 2024 19:48:06 +0000
 >
 > Hi Robert, 
 > 
 > I hope all is well. Yes, I actually did receive an email from our underwriters 
 > a little bit ago that mentioned the same thing. From the letter, it looks like 
 > they are going to remove the Increased Dwelling coverage at the next renewal in 
 > February 2025. The reason for this is because once we updated the year built of 
 > your home, it did slightly update what is called the "Estimated Replacement 
 > Cost", which is supposed to be the minimum amount that we should insure the 
 > home to. 
 > 
 > The Increased Dwelling coverage is essentially an additional pool of money you 
 > have available to rebuild your home if your dwelling coverage is not enough or 
 > if there is a spike in construction costs. Any home that is insured under the 
 > ERC value is not able to have that additional pool of money, which is what the 
 > letter was saying. 
 > 
 > Moving forward, since you still have that coverage until the renewal on 2/27/25,
 > I think we should set a time to connect again a little closer to that date and 
 > see what adjustments we can make to have you still qualify for that coverage 
 > without increasing your premiums too much.
 > 
 > In regards to the changes we had submitted for you a few weeks back, it looks 
 > like the changes are starting to come back for review now. Just this morning, I 
 > saw that your year built on your homeowners policy has been adjusted, but I 
 > actually did not see any change in premium yet. As of right now, you have no 
 > outstanding balance for either of you policies. I will continue to monitor your 
 > account, and as soon as I see any sort of payment is due, I will be sure to let 
 > you know. 
 > 
 > As always, if you have any additional questions or concerns, please do not 
 > hesitate to let me know. I will be sure to work alongside you over the coming 
 > months to make sure we have everything set up properly for you. 
 > 
 > Thanks again, Robert, and I hope you and your family have a great Thanksgiving 
 > if I don't hear from you beforehand!
 > 
 > Best,
 > 
 > Conor Ridley
 > Insurance Account Representative
 > 
 > 321 S Monroe St 
 > where-I-live 95128
 > O: 408-287-8190
 > F: 408-287-8189
 > www.burchboehner.com 
 > Send documents or request to: http://www.burchboehner.com/~docs
 > Premium Payments: 800-440-0998
 > Auto and Fire Claim New/Status: 855-259-8568
 > 
 > -----Original Message-----
 > From: robert b <http://dummy.us.eu.org/robert> 
 > Sent: Friday, November 22, 2024 11:27 AM
 > 
 > Conor - I received the letter saying that my Increased Dwelling Limit coverage 
 > was removed, but I never received an updated bill which reflects the increase 
 > in premiums for earthquake coverage.
 > 
 > When should I expect to receive this bill?
 > 
 > Thanks.