Obviously, the entire concept of medical health care "insurance" is
completely flawed. There's no way to make money selling health care, and
turning health coverage into a government-run program would make so much
more sense.
What's weird is that probably more people have medical insurance, but they
don't yet realize how crappy it is. It really is a perfect example of how
a lack of systemic thinking about the problem results in very poor policy
decisions.