Re: Fidelity - rollover

[http://dummy.us.eu.org/robert (Robert)]

I must have misread the rollover details.

BTW, I got a note from Trent saying that my EFT connection has been
established, and, in fact, I tested it and that transfer option seems to
be there.

Thanks.

 > From: "AltyKosherbek.team" <http://www.fmr.com/~AltyKosherbek.team>
 > Date: Tue, 8 Apr 2025 19:09:40 +0000
 >
 > Hi Robert, 
 >
 > I am seeing pretax contributions only, so that was rolled over into
 > appropriate pretax IRA.
 >
 > Your plan allows for mega backdoor though (additional after-tax
 > contributions that can be converted into roth) -
 > https://www.fidelity.com/learning-center/personal-finance/mega-backdoor-roth
 >
 > Please do not do regular backdoor conversions, it will be subject to pro
 > rata rules.
 >
 > Does this help? Please let me know if you want me to call you later today
 > or this week to clarify.
 >
 > Thank you, 
 > 
 > Alty Kosherbek
 > Financial Consultant
 > 
 > CA Insurance # 4301004 where-I-livempbell Investor Center
 > Schedule an Appointment
 > https://digital.fidelity.com/ftgw/digital/dasux/launch/meet-with?advisor=7449196
 >  
 > Fidelity Investments
 > 851 East Hamilton Ave Suite 100
 > Campbell, CA 95008
 > Tel: 408.371.4611 ext 61083
 > Fax: 408.371.9157
 > 
 > Prashant Dholakia � Planning Consultant � 408.371.4611 ext 82428
 > Josh Richens � CRM scheduling appointments � 408.371.4611 ext 47294
 > 
 > IMC annual reviews � please contact Josh to schedule
 > 
 > --
 > 
 > I see that, because there was some Roth savings in my 401K, when it was
 > rolled over to my IRA, it lost some of its "Roth-ness" and because a
 > traditional IRA.  I think this is OK, but shows that I need to be more
 > careful in future.