According to http://www.homefair.com/homefair/usr/qualcalcform.html , it claims that we could afford a $321K house (with a fixed rate 6.5% mortgage, $300/month debt payments, and the money made from selling this house in ) with a $1193/month mortgage payment. These seem pretty useful: http://quickenloans.quicken.com/lpcontent/CnUtPage/ql/content_3col/mtc_intro.en.html http://www.interestratecalculator.com/mortgage http://www.mortgage-calc.com/mortgage http://www.1mortgageloancalculators.com/java/MortgageLoan.html http://www.calculators4mortgages.com/Calculators/IncomeQ/IncomeQ.html http://members.aol.com/tracypaul/calcind.htm http://www.mortgagecontent.net/scApplication/fanniemae/affordability.do?p=Resources&s=Calculators&t=How+Much+House+Can+You+Afford? http://nt.mortgage101.com/partner-scripts/calculators.asp http://www.e-loancentral.com/Home_Purchase_Calculator.html http://loan.yahoo.com/m/mortcalc.html Something to think about, I suppose. But, of course, I really need a job. That would make life much better.