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Re: [** utf-8 charset **] Fwd: [New post] Scam of the day – October 3, 2 015 – 15 million T-Mobile customers in danger of identity theft



Problem is that the three credit reporting agencies have a monopoly.  So,
currently, there is no alternative.

The idea of *everybody* freezing their credit is a great idea.  It will
make the credit agencies desperate since they'd lose income.  Policy
changes, obviously, would be ideal, 'tho.

 > From: Flora  <http://www.gmail.com/~flora>
 > Date: Fri, 2 Oct 2015 22:02:30 -0400
 >
 > This confirms the reason not to trust the three credit reporting agencies. 
 > 
 > Begin forwarded message:
 > 
 > > From: Scamicide <http://www.wordpress.com/~donotreply>
 > > Date: October 2, 2015, 8:05:45 PM EDT
 > > To: http://www.gmail.com/~flora
 > > Subject: [New post] Scam of the day â?? October 3, 2015 â?? 15 million 
 > > T-Mobile customers in danger of identity theft
 > > 
 > > New post on Scamicide
 > >  											
 > > 
 > > Scam of the day â?? October 3, 2015 â?? 15 million T-Mobile customers in 
 > > danger of identity theft
 > > by Steven Weisman, Esq.
 > > T-Mobile has announced that personal information on 15 million of its 
 > > customers has been stolen as a result of a data breach that occurred between 
 > > September 1, 2013 and September 16, 2015.  The stolen information includes 
 > > names, birth dates and Social Security numbers.  This type of information can 
 > > readily be used by a criminal to steal the identities of the people whose 
 > > personal information was compromised.  Because identity theft can be a 
 > > devastating crime, this is a major problem if you were a customer of T-Mobile 
 > > during that time.  It is important to note that it was not T-Mobile's 
 > > computers that were hacked.  Rather it was a server used by the credit 
 > > reporting agency Experian that was hacked to steal this customer information. 
 > >  T-Mobile used the services of Experian to run credit checks on people 
 > > applying for T-Mobile services or devices.  A number of questions are brought 
 > > up by this hacking including why Experian continued to store this personal 
 > > information long after the determination of creditworthiness had been done.  
 > > Also, there are questions about the encryption program Experian used to 
 > > protect its data because the encryption proved ineffective.
 > > 
 > > TIPS
 > > 
 > > T-Mobile is offering free credit monitoring services through ProtectMyID to 
 > > affected customers for two years.  However, it should always be noted that 
 > > credit monitoring does not help prevent identity theft, but merely helps you 
 > > learn sooner when you do become a victim of identity theft.  Somewhat 
 > > ironically, it should also be noted that ProtectMyID is owned and operated by 
 > > Experian, the same company responsible for the data breach.  For more 
 > > information about obtaining the free credit monitoring services if you have 
 > > were affected by this data breach, click on this link which provides 
 > > instructions from T-Mobile about signing up for the service. 
 > > http://www.t-mobile.com/landing/experian-data-breach
 > > 
 > > Meanwhile, everyone should consider putting a credit freeze on their credit 
 > > reports to actually help prevent identity theft.   With a credit freeze in 
 > > place, an identity theft who has your personal information including your 
 > > Social Security number will be prevented from accessing your credit report to 
 > > obtain credit or make purchases in your name.   For more information about 
 > > credit freezes, go to the archives of Scamicide.com and type in "credit 
 > > freeze."
 > > 
 > > Steven Weisman, Esq. | October 3, 2015 at 12:05 am | Tags: credit freeze, 
 > > credit monitoring, experian data breach, experian hacked, how do i do a 
 > > credit freeze, protectmyid, t-mobile data breach, t-mobile hacked, t-moible 
 > > hacked | Categories: Site Related | URL: http://wp.me/p28EPY-1w0
 > > Comment	   See all comments
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