I'm realizing that I'm an idiot. Sunday was an unusual day in that (1) I didn't get cash on Sunday morning like I usually do and (2) we went to the bank ATM after we went out to eat. In other words, I thought the "24 hours after" was late Monday morning when, in fact, it was some time after 7:30pm. That means I may not have needed to get a replacement card! Damn. > From: http://dummy.us.eu.org/robert (Robert) > Date: Mon, 25 Jul 2011 12:21:12 -0700 > > Keypoint said that, after 3 incorrect PIN attempts, the card is locked out > for 24 hours. > > The person on the phone said that what may have happened is that this > morning's attempt was within the 24 hour period and may have just rejected > my attempt because of this lock-out. > > He suggested trying again. > > If that fails, then they'll have to issue a new card, which is a bit of a > pain.